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Chapter 7 Bankruptcy and You The majority of debtors often choose chapter 7 bankruptcy as their financial solution. Taking it to Bankruptcy Court Bankruptcy court is becoming the most popular solution for people who have fallen deep into debt. The Advantages of Chapter 13 Bankruptcy For times when debt gets out of hand, Chapter 13 bankruptcy is an ideal financial option. The Basics of Chapter 11 Bankruptcy Chapter 11 bankruptcy is the form of bankruptcy that is reserved for corporations. Non-Dischargeable Debts in Bankruptcy Filing Although bankruptcy filing procedures can provide a debtor with a fresh start, many debts are exempt from bankruptcy status. Bankruptcy Law and the States Each state have the option to exclude or add their own guidelines to the Federal bankruptcy law.